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This Website deals with the collection, use, disclosure and transfer of information by the Owner of the blog and other various Authors. These are personal blogs. Any views or opinions represented in this Website are personal and belong solely to the Author of the article uploaded on the blog and does not represent those of the Owner, people, institutions or organizations that the Website Owner may or may not be associated with in professional or personal capacity, unless explicitly stated. . By using this Website the User understands and acknowledges that there is no relationship of whatsoever nature (including implied, legal or fiduciary) between the User and the Website Owner or the Author of the article.


The views and opinions expressed in these blogs are those of the Author of the article/(s) alone and do not necessarily reflect the official position of the Website Owner or the position of any other agency, organisation, employer or company. Assumptions made in the analysis are not reflective of the position of any other entity other than the Author of the article/(s), and these views are subject to change, revision and rethinking at any time


The User of this Website assumes all responsibility and risk for the use of this Website and the Internet generally. The Website Owner and its affiliated companies disclaim all warranties, representations or endorsements, expressed or implied, with regard to the data, information and material included in, or accessible from this Website or the Internet, including, but not limited to, all implied warranties of any nature, fitness for a particular purpose or non-infringement. The Website Owner and its affiliated companies have the right to discontinue, change or update any data, information or material included in the Website without prior notice and they do not assume any legal liability or responsibility for the accuracy, completeness or usefulness of any data, information or material included in, or accessible from, this Website.


All content provided on this Website is for informational purposes only. The User should not rely upon the material or information on the website as a basis for making any business, legal or any other decision. While the Author of the article uploaded on the blog endeavours to keep the information up to date and correct, the Author of the blog makes no representations or warranties of any kind, express or implied, as to the accuracy, reliability, suitability or completeness of any information on this site or found by following any link on this site. Any reliance the User places on such material is therefore strictly at their own risk. The Website Owner or the Author of the article uploaded on the site will not be liable for any false, inaccurate, inappropriate, errors or omissions, availability or incomplete information presented.


Comments are welcome. However, the Website Owner is not responsible for the comments of the User, they reserve the right to edit or delete any comments submitted to this blog without notice, including but not restricted to:

  1. Comments deemed to be spam or questionable spam

  2. Comments including profanity

  3. Comments containing language or concepts that could be deemed offensive

  4. Comments containing hate speech, credible threats, or direct attacks on an individual or group

  5. Comments in the view of the Blog Owner as being inappropriate


The Website Owner is not responsible for the content in comments.


Certain links in this website will lead to websites which are not under the control of the Website Owner and is not an endorsement of the content or services therein. When a User activates these, at their own risk, they will leave the website of the Owner. The Website Owner has no control over and accepts no liability of any nature in respect of materials, products or services available on any website which is not under the control of the Owner.


In no circumstances, the Owner of the Website or Author of the article uploaded on the site will be liable for any losses, injuries, or damages arising directly or indirectly from the use or inability to use, this website or any material contained in it."


By using this website, the User agrees to be bound by this Privacy Policy as well as our Terms of Use. We may update and change this Privacy Policy and our Terms of Use at our discretion.


If you submit information or a posting to a chat room, bulletin board, or similar “chat” related portion of this website, the information you submit along with your screen name will be visible to all visitors, and such visitors may share with others. Therefore, please be thoughtful in what you write and understand that this information may become public.


“Personal information” means information that specifically identifies you as an individual, such as your full name, telephone number, e-mail address, postal address, or certain account numbers. This website may include web pages or registration forms that give you the opportunity to provide us with personal information about yourself. 


We may use personal information for a number of purposes such as:

• To respond to an e-mail or particular request from you.
• To personalize the website for you.
• To provide you with information that we believe may be useful to you, such as information about products or services provided by us or other businesses.
• To comply with applicable laws, regulations, and legal process.
• To protect our rights, the rights of affiliates or related third parties, or take appropriate legal action, such as to enforce our website terms of use.
• To keep a record of our transactions and communications.
• As otherwise necessary or useful for us to conduct our business, so long as such use is permitted by law.

You understand and specifically agree that we may use personal information to contact you through any contact information you provide through this website, including any email address, telephone number, cell phone number, text message number, or fax number.

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